TapNow Journal
Smarter card decisions, explained.
Numbers-first guides to getting the most from the cards already in your wallet — the caps, the fine print, and the maths that decides which card to swipe.
Online shopping, for a big festive-sale purchase
Amazon Pay ICICI vs Flipkart Axis for a big sale purchase
Both cards promise 5%, but one of them stops paying it at ₹80,000 a quarter.
UPI on credit cards: where it earns, and where it quietly does not
RuPay credit on UPI can earn rewards — but merchant categories, MDR and per-card exclusions decide whether you see a single point.
Lounge access, decoded: when your card actually gets you in
Visa vs Mastercard vs card-native programs, spend-based unlocks, and the guest-entry fine print that trips people up.
Fuel surcharge waiver: which cards actually save you money
The 1% waiver has floors, caps and a minimum spend. Here is when it is worth routing fuel to a specific card.
Never guess which card to use again
TapNow reads the cards in your wallet and tells you which one pays the most for each spend. Join the waitlist for early access.
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